Mortgage Investment

There’s a new kid in town and he’s kicking butts and takin’ names. The Interest Only Flex Mortgage! This one has investor’s and rental property holder’s names written all over it! Here are the details: Why Would Anyone Want Interest Only? Institutional interest only mortgages are a great fit for those with a larger scope
There is a lot of buzz today around your RRSP and what can and can’t be done as far as investing. You have heard that there are alternatives however the misinformation has you confused. Here is an effort to clarify and a couple of tips to avoid the bank’s fees along the way. Can I
There are a ton of different ways to invest your money in real estate. One of the more secure and lucrative ways is through participating in a Syndicated Mortgage Investment. This is where a group of many investors comes together to fund one high quality real estate development project with a defined exit date. Although
So you are one of the bright few Canadians who are looking to take control of your retirement and not leave it in the hands of a fund manager or your bank. The alternatives look appealing however you need to have a lot of questions answered before making a foray into anything new. You are
Most of us want to participate in the wealth creating power of real estate. However, the problem starts at this point. How, where, and what type of real estate should I invest in are some of the questions that quickly bubble to the surface. Should I be a landlord or should I hire someone? The
As the financial world turns some major changes in the awareness of Canadian’s registered retirement funds is awakening. No longer are large global mutual fund companies and the big banks word accepted as gospel truth. Too many chinks in the armor have appeared. With ongoing outlandish risks being taken with your RSP – is it
Is there a worse feeling in the world than being helpless? That inability to help yourself into a better position in life – for example due to government restriction, a disability, or societal prejudice? We have all felt this to one extent or another. When it comes to your finances – a surprising amount of
The month of July had a spike in yields in the bond market which sent fixed mortgage rates higher while another hold in the Bank of Canada’s overnight lending rate was announced keeping variable and home equity lines of credit unchanged. Here is what you need to know for your best August mortgage today: Bank
So you are one of the faithful few – the contribution to your RSP comes off the top of the pay cheque before you take home. You have been doing this for years and believe it is a big key to the successful achievement of your retirement goals. How is that coming along? The surprising
So you have decided that you want to purchase a property for investment purposes. That’s great! And on top of this you want to find a great deal on a property that has a distressed seller or a run down and/or outdated home. Even better! Buying your first rental property can be challenging enough on
There are many strong reasons to be investing in real estate today. Property values in many regional markets are still growing – Canada has a healthy immigrant population that needs and will need a place to live – and of course my favorite – mortgage interest rates are still sitting at historical lows. But for
The world of lending truly has changed. Gone are the days of qualifying for a mortgage by the proverbial ‘fogging of a mirror’. As a real estate investor it has become imperative that you either understand the lending landscape yourself or engage a professional mortgage agent to sit on your team and advise of how
We could all use a little more good news now and again. This is especially the case when it comes to Canadians and their RSPs. The last ten years have been a roller coaster ride and the global uncertainty on the horizon is not helping. So now to get on to the good news –
Media bugging you about the RSP deadline? Ignore them – Seriously. The only Canadians who really benefit from this government created tax deferral program are the highest taxed employees. For the rest of us – it is time to consider what to do about our existing RSP investments, why they keep dropping in value, and
Your financial planner will give you the same advice this year as last – invest in a well diversified portfolio of stocks, bonds, and mutual funds. The market will change…but the advice is always the same. Why are you only allowed to invest in sanitized, watered down, and costly (up front, ongoing, and trailer fees)

A Mortgage Free Christmas

Thoughts and hearts are turning toward the Holiday and that special time with family and friends. In the spirit of the Christmas season, there are many of you who could use some good news regarding your mortgage. In today’s extreme low rate environment there is an often overlooked opportunity to become mortgage free many Christmases
When was the last time you heard some good news about your RSPs? It has been a long time and with the state of the global economy the way it is – I wouldn’t hold my breath on things getting better any time soon. So what can we do? Here is a less known but
Never has there been a better time to invest in Real Estate! Don’t wait to buy…buy and wait! We have been bombarded from every angle on the sales pitch of investing in Real Estate. Yet we can’t negate the fact that those who have large net worth and healthy bottom lines are all invested in