Make Your RSP Work For You Through Private Mortgage Lending in Ontario!

  • Earn between 7% and 15% on your investment - 7% to 9% on first mortgages, 10% to 15% on 2nd mortgages
  • You can lend from your RSP, TFSA, LIRA, RIF, RESP, and other provincial and federal plans
  • Your money stays in the registered vehicle throughout the lending cycle so there is never a tax consequence
  • Cost to set up is ultra low - $200 annually!
  • You will be lending to existing and established Ontario Homeowners
  • This is low risk with super low default rates - only 3 in 1000 mortgages in Canada (source: CMHC) are in arrears in 90 days
  • I have never had an investor lose money on a Private Mortgage
  • You need between 20K and 100K to become a private mortgage investor
  • Private Mortgage Investment outperforms typical bank investments like GICs, Money Markets, and are comparable to the stock market without the volatility and downside risk
  • Your money will typically be lent in a 1YR terms to reduce your risk and cycle your capital
  • Your money will not be pooled but will be connected to a single borrower in my personal network
  • You will receive timely responses and communication from me
  • Private Mortgage Investment is a secret investing tool that few people take advantage of!
  • Fill out the form below and let's put your money to work!

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About Michael

I'm here to help you with all your mortgage needs or to simply answer your mortgage questions. My name is Michael Smele and I'm a Mortgage Agent helping clients in Barrie, Newmarket, Innisfil, and Bradford as well as Brampton, Mississauga, Toronto and the entire GTA and across Ontario. Please fill out this form or call me at: (416) 949-5971 or text me at: (705) 481-1688. I look forward to hearing from you and helping you with your needs!

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