My name is Michael Smele and I created Mortgage Truth to give you honest and truthful mortgage advice. My goal is give you the right information and to make your mortgage decisions easy.

I have helped hundreds of families attain home ownership or leverage the equity in their homes to manage debt or solve cash problems that make their lives easier. I am a licensed Independent Mortgage Agent with Real Mortgage Associates where I work with a team of that has over thirty years of lending, real estate and residential construction experience. I have access to hundreds of the best lenders in Ontario through the RMA network along with private lenders and I offer a variety of services. I work hard to understand your situation and find the solution that is right for you. I am proud that my clients have great things to say about me.

I love mortgage and finance and I’m passionate about what I do. I enjoy meeting my clients, hearing their stories, listening to their needs, and finding solutions that are right for them. I help my clients all day long and I often spend my spare time reading and learning more. Mortgage Truth is the place I can share all of this with you.

I encourage you to browse Mortgage Truth. If you have a specific mortgage need or just a question, I’d be happy to help you. Please give me a call or use my online form to contact me. I look forward to helping you!

Michael Smele
Mortgage License: M08005420
Mortgage Broker License: 10464