There’s a new kid in town and he’s kicking butts and takin’ names. The Interest Only Flex Mortgage! This one has investor’s and rental property holder’s names written all over it! Here are the details: Why Would Anyone Want Interest Only? Institutional interest only mortgages are a great fit for those with a larger scope
The world is full of dangerous consequences! We do all we can to protect our children…don’t talk to strangers…go with a buddy…have a back up plan. But when it comes to our largest debt – a surprising amount of Mississauga residents check their caution at the banker’s door. Here’s why this is so dangerous… Welcome
As of January 1st, 2018 – new mortgage rules are making it more difficult to get a low rate mortgage. This forces the industry to look for new ways to assist our clients towards finding the best rates. Pre-existing mortgage insurance is one of the effective tools to achieve this. What Is Mortgage Insurance? What
The sky is falling…the sky is falling!!! This is how it may feel for you as an Ontario mortgage holder. A surprising percentage of the population are going to feel the pain in the new year with new restrictions to mortgages being implemented. Here is what is coming soon to a bank near you and
There are a surprising amount of Toronto residents who are feeling the pain of the 2017 spring market frenzy. Those who feel they overpaid for a property are looking for options when their home appraises for less. Here is how to renegotiate your agreement and save your new home. Toronto Buyer Looking To Renegotiate To
Your credit sucks with a capital S! There are no ifs, ands, or buts on this point. Life has kicked you around and left you with bruises of the credit kind and it hurts. All of a sudden you seem to hear radio ads galore tempting with an easy out – a “quick” and “easy”
I want to give you a behind the scenes peek into what happens when we help you get free from the debt that keeps you up at night. No slick sales gimmicks – just a first hand view of how folks just like you got relief. Here is the raw-uncut account of how ‘Gurjit and
So you have bruised credit and do not have a lot of time to address the issues. Here are five – count em’ – five quick changes you can make today to improve your credit immediately. Stop Fighting Your Phone Company This is the most common reason why many Ontario residents have damaged credit. Rogers
A home equity loan in simple terms is when you borrow an amount of money that is part of the marketable value of your property. This is secured against the home itself which provides lower interest rates and flexible repayment terms. What is not so simple today is the form that a home equity loan
Ah the life of a successful self employed business owner – lower taxes, setting your own hours, unlimited income potential. But then you apply for a mortgage and BAM! Declined at your bank. Ouch. All the things that work to your favour are against you when you try to qualify for a debt like your
When was the last time you heard some good news about your RSPs? It has been a long time and with the state of the global economy the way it is – I wouldn’t hold my breath on things getting better any time soon. So what can we do? Here is a less known but

Benefits of Barrie Private Mortgage Loans

Would you be surprised to learn that a private mortgage can be a great benefit to a mortgage borrower? I am not even just talking about the monthly improvement in cashflow from consolidating higher interest debts. There are powerful reasons to consider the role of a private mortgage as a tool in your borrowing options.
When you shop around for your mortgage, what comes to mind in the preferred features most Canadians desire? Best interest rates, flexible repayment terms, and low payments are at the top of the pile. However the mortgage market has changed dramatically over the last few years with the introduction of the banks using the collateral
Most Canadians at some point in their lives require a mortgage. But who will you turn to for help? There are many potential pitfalls of making this decision without researching your options. The seemingly logical choice of using the local bank where you do day to day business for your mortgage loan is not necessarily