I used to think that once my clients chose a five year fixed mortgage and locked it in that that was it. It didn’t matter what happened to interest rates, you didn’t have any better options. I soon discovered that when interest rates drop, there is an opportunity to save thousands…and you may be leaving
As a senior, you know how important it is to make the money last. We are living longer, healthier lives and want to know that there are options for us to fund our retirement now, and down the road. Is a Reverse Mortgage the only answer?  The Reverse Mortgage Dilemma When you contact the big
Have you ever stayed awake at night worrying about debt? Endless visions of all the plates you keep spinning while the next plate begins to wobble. How can we stop all these debts from robbing us of our peace? Read on. What Payment Is Possible For My Debt? It is relatively easy to see the
Have you ever been in a relationship with someone who doesn’t see your worth? Oh, it started out well, but once they got what they wanted they stopped opening the door for you. Or worse, when they didn’t get what they wanted then things became very uncomfortable for you. How did I become someone’s doormat?

What Is a Home Equity Loan?

It’s time to join the small handful of people who enjoy borrowing simplified. Tired of your banker telling you what you should or can’t do? Feeling stuck towards affecting positive change for your family’s future? It ends today. Home Equity Loan Definition A home equity loan in simple terms is when you borrow an amount
Private mortgage rates vary wildly depending on the lender and even on the availability of their money at the time you need it. Here is what you need to know in order to secure the best rate for your situation. Loan Shark Beware In your pursuit of your best private loan there is a character
There’s a new kid in town and he’s kicking butts and takin’ names. The Interest Only Flex Mortgage! This one has investor’s and rental property holder’s names written all over it! Here are the details: Why Would Anyone Want Interest Only? Institutional interest only mortgages are a great fit for those with a larger scope
As of January 1st, 2018 – new mortgage rules are making it more difficult to get a low rate mortgage. This forces the industry to look for new ways to assist our clients towards finding the best rates. Pre-existing mortgage insurance is one of the effective tools to achieve this. What Is Mortgage Insurance? What
So you have bruised credit and do not have a lot of time to address the issues. Here are five – count em’ – five quick changes you can make today to improve your credit immediately. Stop Fighting Your Phone Company This is the most common reason why many Ontario residents have damaged credit. Rogers